There are 2 formulas in saving money 💰 1️⃣ Income - Expense = Savings 2️⃣ Income - Savings = Expense The problem with the first formula is that most of the time, wala ka nang nasisave because naubos na lahat sa gastos. Pero with the second formula, you pay yourself first, so sure na may natatabi ka para sa savings. Pero take note, don’t follow the second formula blindly. I-audit mo muna ang finances mo and see if it’s realistic for your situation. If you find na may extra kang pera every month
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