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Your credit score is not a measure of your financial wisdom, your income or your net worth. You do not have to keep borrowing money just to prove you can borrow money. There’s a better path: Make a plan for every dollar. Pay off debt with the debt snowball. Save an emergency fund. Then invest and build real wealth. That’s how you take control of your money and create the kind of financial peace an 850 credit score can never give you. #creditscore #debtfree #debtfreecommunity #debtpayoff
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You’ve probably heard of the iTHINK Financial amphitheatre… but do you know what iTHINK Financial actually is? 👀 After catching a show at the amphitheatre, I stopped by my local @ithinkfinancial branch to learn more about what makes banking with a credit union different. What stood out to me was the focus on the members — from competitive rates and lower fees to convenient digital banking AND real people there when you need them. Plus, members can get perks like 10% off concessions at the iTHIN
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Credit isn’t good or bad. The outcome depends on how you use it. Some people use credit to buy liabilities that lose value the second they swipe the card. Others use it to acquire assets like real estate, businesses, or investments that can generate income and build long-term wealth. That’s the real difference between consumers and builders. One uses credit for temporary satisfaction, the other uses it as leverage to create opportunities. Credit can either trap you in debt or help you build free
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As a recovering super spender who did not accumulate massive amounts of debt before making lifestyle change, I know first hand that paying off a credit card balance in full is just the tip of the iceberg for what it means to spend responsibly on a credit card. I never carried a credit card balance, but I was never saving as much as I thought I could. #howtobudget #personalfinance #creditcardrewards #moneymanagement #savingmoney
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