The Open Banking Debate Rages On - R Street Institute
Nov 25, 2025 · Critics warned that mandatory data sharing without parallel oversight could expose consumers to privacy and security risks, while supporters argued that stronger data rights are …
US consumer bureau to issue 'interim final' open banking rule, cites ...
WASHINGTON, Dec 9 (Reuters) - The top U.S. watchdog agency for consumer financial protection said Tuesday it will issue "interim" regulations governing open banking and consumer data rights...
3 big questions facing the changing banking industry
5 days ago · The banking sector is changing fast, with policymakers, industry leaders and consumers figuring out how to grapple with the benefits and risks of an increasingly interconnected financial …
How the open banking rule skidded | Banking Dive
Nov 24, 2025 · The Consumer Financial Protection Bureau said this month it cannot draw funding to continue operations when its current funds lapse, presenting the agency a number of challenges in …
Fintechs Gain Ground in Open Banking Fight - PAN Finance
5 days ago · The fintech industry has secured a critical foothold in the legal battle over the future of open banking in the United States, after a court ruling granted the Financial Technology Association (FTA) …
Judge Halts CFPB’s Open Banking Rule Enforcement
6 days ago · A US judge has thrown a wrench into the Consumer Financial Protection Bureau’s (CFPB) open banking ambitions, granting a preliminary injunction that temporarily blocks enforcement of its …
Open banking, shadow banking and regulation | Bank of England
Nov 28, 2025 · We argue that open banking will create diverse banking models: competitive banks (serving depositors who adopt open banking) and monopolistic banks (serving the other depositors). …
The Pros And Cons Of Open Banking In 2025 | CompareBanks™
Nov 23, 2025 · We looked at the advantages and drawbacks of open banking for 2025. Recently, we saw the growth of new challenger banks, but what does the picture look like overall?
CFPB Signals It Will Issue Interim Open Banking Rule as Funding Lapse ...
Dec 11, 2025 · On December 10, in a federal court filing, the CFPB stated that it plans to issue an interim final rule revising its open banking framework under the Dodd Frank Act’s Section 1033.
How Open Banking and Open Finance Are Transforming Financial …
Nov 25, 2025 · Explore how open banking is reshaping financial services in the US and globally. Learn what open banking means, its current state in the US & abroad, the top use-cases, a vendor …