Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

The Fair Credit Reporting Act outlines how credit data is collected, who can access it and what rights consumers have to dispute errors and protect their information.

When you get a loan from a bank, credit card issuer or other financial institution, you’re requesting credit. You’re making a promise to the financial institution that you’ll pay back the money it’s ...

Even a single 30-day late payment can drop your credit score by 50 to 100 points. Late payment marks stay on your credit ...

A guide to interpreting your credit score – or, what does a 725 mean?   — -- Your credit score gives creditors a quick way to assess whether you're likely to pay back a car loan, a mortgage ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Since 2004, Lexington Law Firm clients saw over 81 million items removed from their credit reports. Getting a handle on your credit is the first step toward financial well-being. You know it, and we ...

Learn why credit report disputes matter, how to fix errors, and protect your credit score with clear steps explained ...

A person's credit report tells a story about their childhood. New research, released last month by Harvard's Opportunity Insights, shows that a strong predictor of an adult's bill-paying habits—the ...