Converting retirement funds to a Roth is a smart strategy for many, but the older you are, the less time you have to recover ...

A Roth IRA conversion is available any time you have money in a qualifying pre-tax account. People choose to make a conversion to reduce future required minimum distributions (RMDs), spread taxes over ...

As investors strive to optimize their retirement savings and minimize tax burdens, understanding how Roth conversions benefit them becomes more important. Roth conversions have great significance when ...

A careful analysis year to year is usually better than converting the whole thing just to avoid required minimum distributions (RMD) but there are several variables to consider. When you execute a ...

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Tax and estate planning isn’t for the faint of heart. The rules are complex and each decision seems to have a multitude of ...

A big problem with required minimum distributions (RMDs) is that they trigger taxes. There are several ways you can get out of taking RMDs. It's important to understand how each loophole works. The ...