We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You’ve finally found the ...

Buy now, pay later programs are everywhere. Unlike layaway programs, buy now, pay later programs let you purchase goods immediately, paying them off over time through a loan from a third party company ...

The payment option is booming among online holiday shoppers this year. But like any form of credit, it comes with drawbacks.

Buy Now, Pay Later loans let you spread out your purchase through several payments and pay no interest. But is there a catch?

When Stephanie Rogers needs to make a big purchase for Christmas or an upcoming trip, she turns to a convenient tool handily located at the checkout of nearly all online retailers these days: buy now, ...

Those are the loans that allow shoppers, usually online, to break up a purchase into installments — a way to pay that’s become very popular. Let’s take a look at what this could mean for your credit ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

Buy now, pay later (BNPL) is reshaping how Americans approach spending. Once viewed as a financing solution for bigger-ticket purchases, the service has grown into an everyday convenience with the ...

FICO will incorporate Buy Now, Pay Later (BNPL) loan data into credit scores starting fall 2025. This change aims to provide lenders with a more complete picture of consumers' repayment habits.

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Booking plane tickets ...

LOUISVILLE, Ky. (WAVE) - It is fast, easy, and flexible and changing. It sounds good, “Buy Now Pay Later,” but what’s not good is that payment plan can bring with it a few disadvantages. Buy Now Pay ...