Origination volume for FHA-insured loans increased by 3% in 2021, growing from $324 billion in 2020 to $332.24 billion, an analysis of Home Mortgage Disclosure Act (HMDA) data by Polygon Research ...

Loans insured by the Federal Housing Administration (FHA) are often a go-to option for homebuyers with low credit scores and little cash saved up for a down payment. On the flip side, FHA loan limits ...

To view FHA delinquency and the FHA share for the largest 169 MSAs, please click here. Please note that we have added a map on ZIP code home price appreciation since 2018 to gauge the amount of equity ...

Mortgage rates are the interest rates charged on home loans. When mortgage rates are lower, borrowers pay less money in interest over the course of their home loan. These rates can be significantly ...

The monthly Originations Insight Report from ICE Mortgage Technology typically shows only incremental changes in loan characteristics from month to month. The report for December 2021, however, allows ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

The Federal Housing Administration (FHA) is moving to expand its COVID-19 loss mitigation “waterfall” by introducing a 40-year loan modification option and is asking the mortgage industry for input.

FHA first proposed the 40-year loan modification on April 1. The new option is intended to help borrowers who can’t achieve a minimum targeted 25% reduction in the principal and interest (P&I) portion ...

Five years of COVID-era relief for federally-insured mortgages has helped millions of American homeowners retain their properties, while artificially inflating home prices and leading to the potential ...

To view FHA delinquency and the FHA share for the largest 169 MSAs, please click here. Please note that we have added a map on ZIP code home price appreciation since 2018 to gauge the amount of equity ...