If you're ready to buy anything from a starter home to your dream home, a conforming loan offers significant advantages for both borrowers and lenders. While you might need to meet additional criteria ...

Conforming loans are mortgages that meet the criteria set by the Federal Housing Finance Agency (FHFA). They're eligible to be purchased by government-sponsored enterprises (GSEs) Fannie Mae and ...

If you're ready to buy a home and want a regular or government-backed mortgage, it must be within conforming loan limits. You'll need a jumbo loan for properties that exceed conforming loan limits.

The Federal Housing Finance Agency (FHFA) has set a new baseline conforming loan limit of $806,500 for one-unit properties in 2025, authorizing Fannie Mae and Freddie Mac to purchase mortgages up to ...

Starting in January, a first-time Hawai‘i homebuyer with excellent credit and a substantial income will be able to borrow more than $1 million using a conforming mortgage loan while putting as little ...

At the tail end of 2024, mortgage borrowers shifted their attention away from conforming mortgages and toward refinance opportunities. A report released Tuesday by Optimal Blue found that the ...

A jumbo loan is a type of mortgage that exceeds the conforming loan limits for its area, set annually by the Federal Housing and Finance Agency (FHFA). In most parts of the U.S., the limit for 2026 is ...

Forbes contributors publish independent expert analyses and insights. Covering everything from luxury homes to housing trends around the world. This week the Federal Housing Finance Agency announced ...

After piercing the 7% ceiling in January, the 30-year fixed trended lower the rest of the year, dropping 89 basis points from ...

If you’re in the market for a home loan but are worried about qualifying for a traditional mortgage, a portfolio loan mortgage is another option. These loans are owned by the lender and not held to ...

Non-conforming loans are mortgages that aren't eligible for sale to Fannie Mae and Freddie Mac, the two government-sponsored enterprises that back much of the U.S. mortgage market. Often, a mortgage ...