Why Does Location Affect the Cost of Insurance? Location affects car insurance rates based on the risk of your location. For example, high levels of car theft and vandalism and frequent severe weather ...

Gender often plays a role in how car insurance companies determine rates, which can impact transgender and nonbinary people.

Owning a car is expensive, and it's not just the cost of the vehicle or repairing its parts that add up. Premiums increased by more than 50% between February 2020 and 2025, prompting some car owners ...

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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

American Family car insurance costs vary by age, credit, and driving history. Compare full and liability pricing to see if this carrier fits your needs.